The Texas Public Policy Foundation praises the introduction of the Personalized Care Act in the Senate (S. 153) by Sen. Ted Cruz and in the House (H.R. 725) by Rep. Chip Roy.

These concise bills make a substantial impact to the U.S. employer-based health care system by allowing individuals to have the same benefits as employers to buy medical coverage and services with pre-tax dollars.

“Allowing for this equality between employers and employees will help improve portability of coverage for individuals and would free Americans from job-lock of undesirable jobs they are keeping solely for cheaper, employer-based health insurance,” said David Balat, Director of the Right on Healthcare initiative at the Texas Public Policy Foundation.

The Personalized Care Act will expand Health Savings Accounts (HSAs) and put millions of Americans in control of their healthcare choices. This will allow Americans to personalize their care with tax-advantaged dollars. Among other enhancements, the bill allows funds from HSAs to be used in coordination for expanded healthcare options such as direct medical care, healthcare sharing ministries, medications, and insurance premiums.

“There is more to be done to make healthcare more affordable and accessible and the Personalized Care Act is a great step toward this goal,” said Balat.