Dr. Richard Lowery is an Associate Professor of Finance and has been at at UT since 2009, when he completed his Ph.D. in Economics at Carnegie Mellon University. He is an applied game theorist, with research in banking, investment banking, real estate, and other topics. His academic work has appeared in the Journal of Finance, the Journal of Political Economy, and other outlets. Much of his work focuses on understanding collusive behavior and other sources of potential inefficiencies in financial markets.